Quick Application - This is a very short application that takes about 5 minutes. It is sufficient to start the application process but will require follow up questions via telephone or email.
Full Application - This is a very detailed application that takes about 15 minutes and is preferred over the Quick Application if you have the time. The government monitoring section is voluntary.
HUD Settlement Booklet - this is a 49 page government resource for home loans. If you are considering an adjustable rate mortgage, you may access the HUD Consumer Handbook on adjustable rate mortgages here - HUD CHARM Booklet.
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Lawrence is a native San Franciscan who has been working in the mortgage industry since 1985. Lawrence is single, and lives in Marin County. Lawrence has worked in all aspects of the mortgage business which provides him a "big picture" overview of the loan process. He has worked in processing, funding, closing, but mostly as a loan originator. This gives Lawrence the experience to help guide you through the process from start to finish. Lawrence has experience working with builders, such as Fieldstone for whom he placed loans for many years. He also maintains Realtor business, which is his primary focus here in Marin. Working with first-time home-buyers is a skill that he developed for many years doing VA and FHA loans. "My job requires that sometimes my clients need a little more face to face time. I am happy to do that because the more time I can spend with my clients-the more they feel informed of the process which can be daunting at first."
Experience and Education Highlights:
Senior Loan Officer-Equitable Mortgage Group-San Rafael, CA-Mortgage Broker and Banker
Senior Loan Officer-Residential Pacific Mortgage, Mill Valley, CA-Mortgage Broker and Banker
Senior Loan Officer-West Coast Mortgage, San Anselmo, CA-Mortgage Broker and Banker
Loan Officer-Commonwealth-United Mortgage-San Diego, CA-Mortgage Broker and Banker
Loan Processor/Funder- GMAC Mortgage-San Diego, CA
Loan Processor-West Wind Mortgage-San Diego, CA
Telecommunications (Television) major California State University Chico 1979
Sir Francis Drake High School-San Anselmo, CA 1975
Hobbies and Philanthropies:
Ambassador for the San Anselmo Chamber Of Commerce
Ambassador of the year 2010/ San Anselmo Chamber Of Commerce
Alpine Ski Instructor Northstar-At-Tahoe Resort part-time (weekends)
Photography, writing, alpine skiing, surfing, hiking, music, softball, and tennis.
Quick Application - This is a very short application that takes about 5 minutes. It is sufficient to start the application process but will require follow up questions via telephone or email.
Full Application - This is a very detailed application that takes about 15 minutes and is preferred over the Quick Application if you have the time. The government monitoring section is voluntary.
HUD Settlement Booklet - this is a 49 page government resource for home loans. If you are considering an adjustable rate mortgage, you may access the HUD Consumer Handbook on adjustable rate mortgages here - HUD CHARM Booklet.
=================================================================
Lawrence is a native San Franciscan who has been working in the mortgage industry since 1985. Lawrence is single, and lives in Marin County. Lawrence has worked in all aspects of the mortgage business which provides him a "big picture" overview of the loan process. He has worked in processing, funding, closing, but mostly as a loan originator. This gives Lawrence the experience to help guide you through the process from start to finish. Lawrence has experience working with builders, such as Fieldstone for whom he placed loans for many years. He also maintains Realtor business, which is his primary focus here in Marin. Working with first-time home-buyers is a skill that he developed for many years doing VA and FHA loans. "My job requires that sometimes my clients need a little more face to face time. I am happy to do that because the more time I can spend with my clients-the more they feel informed of the process which can be daunting at first."
Experience and Education Highlights:
Senior Loan Officer-Equitable Mortgage Group-San Rafael, CA-Mortgage Broker and Banker
Senior Loan Officer-Residential Pacific Mortgage, Mill Valley, CA-Mortgage Broker and Banker
Senior Loan Officer-West Coast Mortgage, San Anselmo, CA-Mortgage Broker and Banker
Loan Officer-Commonwealth-United Mortgage-San Diego, CA-Mortgage Broker and Banker
Loan Processor/Funder- GMAC Mortgage-San Diego, CA
Loan Processor-West Wind Mortgage-San Diego, CA
Telecommunications (Television) major California State University Chico 1979
Sir Francis Drake High School-San Anselmo, CA 1975
Hobbies and Philanthropies:
Ambassador for the San Anselmo Chamber Of Commerce
Ambassador of the year 2010/ San Anselmo Chamber Of Commerce
Alpine Ski Instructor Northstar-At-Tahoe Resort part-time (weekends)
Photography, writing, alpine skiing, surfing, hiking, music, softball, and tennis.